Auto Insurance

Information regarding auto insurance in Texas from your local agent, Austin Insurance Group.

Get a Texas SR22 Insurance Filing Today

Get a Texas SR22 Insurance Filing Today

Your insurance carrier will either file your Texas SR22 insurance online or through the mail.  By mail it could take you up to 21 days to get your SR22 processed in Texas, depending on which insurance company you use. However, you don’t have to wait that long, thanks to DPS Express, which allows your insurance company to file your SR22 in Texas immediately.

Our local Progressive agent offers an electronic SR22 service for you. When filed electronically, your SR22 typically hits the state databases within 12 to 24 hours. Austin Insurance Group can provide an instant Texas SR22 Insurance quote and filing.

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About SR22 Insurance

The Texas DPS:

Your Driving record

For speeding tickets or anything else on your driving record, you can order your driving record through DPS. This information can give you a good idea in advance of whether or not you will be paying a lot of surcharges on Texas SR22 insurance.

SR22 in Texas

Instead of hiring an attorney to fill out the paperwork for an SR22, your insuance company can handle the SR22 filing for you in Texas, or out-state. Contact Austin Insurance Group’s local Austin, Pflugerville or Cedar Park office.

License reinstatement

Before you get your SR22 in Texas, it is necessary for you to reinstate your license. The method of doing this isn’t exactly clear, so if you need some help navigating the paperwork, you can sign up for DPS.

Accident reports

Whenever you’re filing a car insurance claim, it can be handy to have the accident report as documentation to prove your side of the story. You can order an official copy  from the DPS.

SR22 Insurance Quote

Contact our office for more information on Progressive SR22 insurance.

Enter your ZIP Code to compare SR22 Insurance Rates.
Request a quote online or by phone.

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

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How Long Does It Take to Get  Texas SR22 Insurance?

Progressive SR22 Insurance Pflugerville TX

Progressive SR22 Insurance Pflugerville TX – quotes in about 6 minutes.

Whether you own a vehicle, or not, Austin Insurance Group can handle your SR22 filing.

  • The first step for your SR22 filing is to get a quote for auto insurance.
  • Next, purchase the insurance policy and an SR22 will be filed for you, any where in the United States.
  • Finally, Department of Motor Vehicles (DMV) will process your filing in about 21 days and you will be ready to drive.

SR22 Insurance

Progressive SR22 insurance  Pflugerville TX : We are the local agent for Progressive SR22 Insurance Pflugerville Tx, Cedar Park, Austin and can insure you wherever you live in Texas.

Get an online insurance quote or call one of our local offices and we will help you get started.  If you need an SR22 filed in Texas, compare rates with multiple companies.  If you need an SR22 filed in another state, Progressive is the only company that can do the out-of-state filing for you.

Purchase The Best Insurance Policy Fit for your Needs.

Keep in mind, that the cheapest insurance, may not always be the best. It’s important to find an agent that can explain the importance of your coverages.  You have options, during your SR22 filing, and after.

Some states allow electronic SR22 filing, others are sent by mail.

Depending on the state your license is in, most insurance companies will automatically file the required SR22 forms for you within 24 hours.

You will be required to carry the SR-22 for a specified period of time.

Your filing requirements will vary by state. You must carry continuous insurance during a specified period of time before the SR22 status is removed.  Similar to a probationary period after a criminal offense. When you fulfill this requirement, your SR-22 filing status expires and you will no longer be required to carry an SR22. If your insurance policy cancels or lapses, your auto insurance carrier is required to notify the state and your license will be suspended again, usually by filing a separate form with the state (called an SR-26 in many states).

What to do Next:

Request a quote online or by phone. Contact our office today for more information on Progressive SR22 insurance Pflugerville Tx, Cedar Park, Austin, or anywhere in Texas.

 

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)Austin Insurance Group - SR22 Auto Insurance Quote | Progressive

Compare Progressive SR22 Insurance Pflugerville TX Rates

Austin Office: 512-339-2901
Map: 9705 Burnet Rd #314, Austin TX 78758
Cedar Park: 512-250-1660
Map: 13402 Anderson Mill Rd #210, Cedar Park TX 78613
Pflugerville: 512-339-2600
Map: 1104 W Pecan St #200, Pflugerville TX 78660

What is SR22 Insurance?

SR22 Filing is a Certificate of Insurance

SR22 Filing is a Certificate of Insurance

An SR22 filing is a form that shows proof of your insurance policy.

SR22 Filing

It is a certificate of insurance that is filed with the Texas Department of Public Safety (DPS) showing proof of insurance for the future, as required by law. SR22 Texas insurance is not necessarily high risk insurance. It is motor vehicle liability insurance, with an SR22 filing which requires the insurance company to certify coverage to the Department of Public Safet (DPS).  The insurance company must notify DPS anytime the policy is cancelled, terminated or lapsed. Please contact Austin Insurance Group today.  We are authorized to write liability insurance for the State of Texas.

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About SR22 Insurance

Why is an SR22 filing required?

An SR22 filing is usually associated with the following:

  • Driving without insurance
  • A traffic infraction such as a DWI, DUI or any serious moving violation
  • At-fault accident while driving without insurance
  • Repeated traffic offenses or if you get too many tickets in a short period of time
  • Suspended or revoked license


Failure to comply with the requirement usually will result in suspension of driving privileges. The SR22 Form requested by a licensing authority can be issued by an Insurer in your state. The coverage represented must meet the minimum limits. In Texas, 30/60/25 ($30,000 per person bodily injury liability/$60,000 per accident bodily injury liability/$25,000 property damage liability is the minimum required by law. The SR-22 Filing form indicates financial responsibility from the Insurer to the state on behalf of the named insured.

Texas SR22 Insurance is Auto Insurance.  It could be an owner’s or non-owner’s policy that has a  Financial Responsibility filing(SR22 Form Filing).  This form is sent to the state that has required it and filed by your insurance company.  The Sr 22 insurance form is an endorsement to your auto liability insurance policy.

What is SR22 Filing?

Contact our office today for more information on SR22 Filing.
Request a quote online or by phone

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

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What is and SR22 Filing?

Frequently Asked ?s: FAQs About SR22s

Frequently Asked Questions? (FAQs about SR22s)

Get the FAQs about SR22s then get an instant quote online, or contact our local agent for details. The following answers apply to our clients who get insurance through our office with Progressive.

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  1. What is an SR22 filing? “Certificate filed with DMV.”
  2. How much will an SR22 cost? “Depends on your record.”
  3. How long does it take to get SR 22 insurance? “Instantly.”
  4. What if my license is suspended? “No problem.”
  5. Can I get same day coverage for a Progressive SR22? “Yes!”
  6. What if I need an SR22 filed in another state? “We can file it.”
  7. How can I avoid an SR22? “Keep your insurance current.”
  8. How long do you have to have an sr22?
    This answer varies from state to state. However, SR-22s are commonly required for 2-3 years. “Each situation is different.”
  9. Where do I get an SR22? “From your local insurance agent.”
  10. What is the penalty for failure to maintain an SR22? “Fines and license suspension.”
  11. What are my responsibilities during the filing term? “Do not let your insurance lapse.”
  12. What happens if my insurance and SR22 gets cancelled? “You may have to start all over.”
  13. What happens when I no longer need the SR22? “Simply cancel the filing, not your insurance.”
  14. If I don’t own a car, how can I get an SR22? “With a non-owners insurance policy.”
  15. Can an insurance card or insurance policy be accepted toward the requirement of filing the SR22? “NO!”

Contact our office today for more information on FAQs about SR22s.
Request a quote online or by phone and get the Facts today.

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

Austin Insurance Group - FAQs about Sr22s

Compare SR22 Insurance Rates and get one today!

What is SR22 Insurance?

Same Day SR22 Insurance

Same Day SR22 Insurance

You have the following options for a same day SR22 insurance filing.

In most cases, we can have your certificate ready and available as a same day SR22 Insurance service.  Progressive SR22 Insurance offer same day sr22 filing.

  • Free SR22 Instant Electronic service processed by Progressive within 24 hours.
  • Texas Filings or out-of-state filings.
  • You can file it yourself at your local Drivers License office.
  • If you have an attorney to handle this matter for you. Provide it to your attorney. But having an attorney is not necessary in most cases and you can file an SR22 through your insurance agent without incurring the extra attorney fees
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About SR22 Insurance

Contact our office today for more information on Progressive SR22 Insurance filings. Request a quote online or by phone.
Compare SR22 Auto Insurance Rates Online.

Progressive SR-22 Insurance Pflugerville TX
Same Day SR22 Insurance - Instant Quote - Progressive

Austin – Cedar Park – Pflugerville
Same Day SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

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What is SR22 Insurance?

 

What You Should Know About SR22 Insurance

What You should Know about SR22 Insurance

Texas Sr22 Insurance AustinIf the court has ordered you to carry an SR-22, we can file it for you. Get a quick Progressive SR22 Insurance quote and buy online, or compare multiple rates, then give us a quick call and we’ll get you started. Purchasing a Progressive auto insurance policy, or a policy from  any of our companies, makes it easy to Save Big  on SR22 car insurance with the best rates in Texas.

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About SR22 Insurance

We can provide an instant, online SR22 insurance quote and instant SR22 filings not only for Texas, but we can file your SR22 insurance out-of-state as well. We also offer instant electronic SR22 filing. 

SR22s are often associated with the following:

  • DUI or DWI or any serious moving violation
  • At-fault accidents while driving without insurance
  • Repeat traffic offenses or getting too many tickets in a short period of time
  • License suspension or revoked license

If you need your Texas SR22 insurance now or have a suspended license because of a DWI, DUI, no insurance tickets, or for any other reason, we can provide an instant SR22 insurance quote for vehicle owners or for nonowners insurance.

Contact our office today for more information on Progressive SR22 insurance Pflugerville Tx. Request a quote online or by phone.
Enter your ZIP Code to compare SR22/Auto Insurance Rates Instantly.

What You Should Know About SR22 Insurance

Texas DPS SR22 Certificate Filing

Progressive - What you should know about SR22 Insurance

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

Austin Car Insurance | Austin Auto Insurance Quote | Progressive

You could pay less and get more. Find your perfect Austin auto insurance policy!

Austin Auto Insurance

Auto and Home Insurance Bundles AustinWhat’s a quick way to compare Austin auto insurance rates to find a policy that meets your needs? It’s simple: Get a free car insurance quote from Progressive.

Our Austin car insurance policies include:

Terrific rates & discounts
Texas drivers spent an average of $854 a year on auto insurance in 2008, according to the National Association of Insurance Commissioners. By choosing Progressive, you can protect yourself, your passengers and your car—and make sure you get the most for your money. Not only could you save hundreds on Austin car insurance just by switching to Progressive, you’ll get auto insurance discounts and free extras, too.

Austin car insurance coverage options
As you complete your Progressive quote, you can have us recommend Austin car insurance coverage for you, use the Name Your Price option if you’re shopping on a budget, or create a custom package. With Progressive behind you, you’ll be prepared for many unexpected situations on the road, from breakdowns to collisions.

24/7 claims & customer service
With instant online and mobile access to your Progressive auto insurance policy, you can quickly and securely make a payment, update account information and more—anytime.

You can report an accident online, too, and with a Progressive auto insurance claims office right in Austin, we’ll be there to start your claim so you can get back on the road quickly.

For your repairs, you can choose one of our network shops or our concierge level of claims service, available through our Austin Service Center], and we’ll guarantee your repairs for as long as you own or lease your car. Plus, with our concierge level of claims service, you’ll save time and effort by having us manage the entire repair process. You can also choose your favorite repair shop, if you prefer.

Quote & buy Austin TX car insurance today!

Resources:
National Association of Insurance Commissioners

 

Austin Insurance Group | Local Progressive Texas Auto Insurance Agent | (512)339-2901 | Austin Car Insurance | Austin Auto Insurance Quotes – Progressive

Austin Insurance Group Quick Austin Facts

Local Texas Insurance Agent
(512)339-2901

Drive Legal In Texas

Drive Legal in Texas

As a new Texas resident, you have 30 days to “drive legal in Texas” by registering your vehicle and getting your Texas driver’s license.

Drive Legal in TexasBefore you register your vehicle, though, it must pass the state inspection process. And before you get an inspection, you must purchase Texas auto insurance.

Here are the four steps to follow:

1. Purchase Texas Auto Insurance.  State minimum requirements are $30,000 bodily injury liability per person/$60,000 per accident and $25,000 property damage liability

2. Take your vehicle to a local state inspection station. Find a list of what types of inspections are required in your county (plus an inspections-station locator) at the Department of Public Safety Web site.  Make sure you take your current driver’s license and proof of insurance.  You will need to show proof that you carry the minimum coverage required by the state: $30,000 bodily injury or death to one person; $60,000 bodily injury or death to two or more persons; and $25,000 injury or destruction to other property.

3. The inspection station will give you a verification form to bring to the county tax assessor-collector’s office when your car passes the inspection. Here  you will obtain a Texas vehicle registration sticker and license plates. You’ll need proof of ownership, such as registration or title from your previous home state, as well as proof of your insurance.

4. Then apply for a Texas driver’s license at the Texas Department of Public Safety (DPS) office in your area. Make sure to bring an ID, proof of Social Security number, proof of liability insurance, and proof of Texas vehicle registration. Expect to provide a thumbprint and surrender any valid out-of-state license you currently have.

Austin Insurance Group | Local Texas Auto Insurance Agent | (512)339-2901 | Moving to Austin, Texas | Drive Legal in Texas once you get here.

Gap Insurance

A Quick Guide on Gap Insurance

Should I buy gap insurance?

Gap InsuranceIt will cover the difference between what your car is worth and what you still owe on the car.  If your car is totalled to the point that repair costs are more than the car is worth, or if it’s stolen, gap insurance covers the difference between the market value of the vehicle and your outstanding loan.

How does gap insurance work?

Let’s say you buy a new car for $20,000 and it’s involved in an accident and totalled.
Your insurance company will determine the value of your vehicle at the time of the loss and they will only pay you that amount less your deductible.

If the market value is less than the amount that you still owe on the car, gap insurance would pay the difference between what collision insurance covers and what you owe on the car. If you did not have gap insurance, the extra would come out of your pocket. (Also, if your insurance company determines that your deductible applies, that money will come out of your pocket,  gap insurance won’t cover it.)

Gap coverage for lessors:

If you are leasing a vehicle, even though you aren’t buying it outright, you are still responsible for the cost of the car if it is stolen or totalled.  Because lease payments are significantly lower, the difference between what you have paid and the value of the car can be huge, so gap insurance is much more critical for a lease and many  lease contracts require it.

Gap insurance for buyers:

For buyers, this will only be necessary if you expect to owe more on the car than what it’s worth.  If you made a low down payment, or if you bought a car that depreciates quickly, or if you have a high interest rate or if you rolled over other costs, like money owed on a trade-in into your new-car payments, having gap insurance makes alot of sense.  Most buyers, however, especially those who made a high down payment, will always be right-side-up on the car, and therefore they don’t need the extra coverage.

Who should buy gap insurance?

If you are leasing a car or you expect to owe more than your car is worth for a significant amount of time, you should consider purchasing this valuable coverage.

Who should not buy gap?

If you have arranged your down and monthly payments to make sure you will not be “upside down” on your loan for any significant period of time, there is no need to buy it.

Austin Insurance Group | Local Texas Auto Insurance Agent | (512)339-2901

Texas Gap Insurance