Announcing Metlife insurance retired teacher discount. If you are a Texas retired teacher, or member of TRS, call for competitive rates and discounts on your auto insurance and home insurance. We have been local Metlife agents since 1996. Austin Insurance Group is an independent insurance agent and we represent many top-rated insurance companies including Progressive, Mercury, Travelers, MercuryTitan, Foremost/Farmers and many others.
However, retired teachers and members of TRS receive Metlife Insurance discounts for greater savings.
Austin Insurance Group is full service Pflugerville Insurance Agent, offering auto and home insurance with many top-rated insurance companies. And as an independent insurance agency we will review your needs and find the best plan for you.
Homeowners insurance – Renter Insurance – Landlord Policies Personal Auto Insurance – SR22 Filings – Business Truck Insurance Boats – Motorcycles – Jet Skis – Travel Trailers – RVs Commercial General Liability – Commercial Truck Insurance TxDot Filings – Federal Filings
Companies that we represent:
Progressive Insurance
Kemper
Metlife
Mercury
Travelers
Hartford
ASI – Progressive Home Advantage
Titan/Nationwide
and more!
Call our local office for a competitive quote, with excellent customer service. We look forward to servicing your insurance needs.
512-339-2600 Pflugerville Insurance Agent – Austin Insurance Group
1104 W Pecan St #200, Pflugerville, TX 78660
Save up to 10% extra! Choose auto + home for your quote. Compare Austin car insurance Progressive quotes now. Buy Auto insurance from Progressive’s Texas #1 Authorized Agent, Austin Insurance Group. Serving Texans since 1994. Local Agent.
Our Claims office is just around the corner!
Think about how convenient this would be if you had an Austin car insurance Progressive claim:
Simply bring your car to the Progressive Austin Service Center on North Lamar Ave—it’s a faster, easier way to get your car repaired. Drop off your car and in just a few minutes, be back on the road in a rental.
Customers who use our Service Center get their cars back in an average of two days faster than those who don’t. Your repairs are guaranteed for as long as you own or lease your car.
This service comes standard on all of our Progressive car insurance policies. It’s just one of the ways Progressive car insurance is personal and simple. (And it helps that we work right here, in Austin)
Service Centers in Austin
A Progressive Service Center is a one-stop shop for customers who have been involved an accident. Just drop off your damaged car, pick up your rental then go.
#1 Local Progressive Agent – Austin Insurance Group
(512)339-2901
Get comparison rates, from our local Austin Progressive Insurance agent for most situations. Rate comparisons provided here are based on our Progressive auto insurance price and product and Progressive’s credit evaluation. Consumers can review competitor rates through our comparison rate service.
We offer insurance by phone, online and through our local independent agents. Prices vary based on how you buy. Progressive: Ranked One Of The Best Insurance Companies
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Contact our local Progressive agent today! (512)339-2901 Austin Insurance Group
The Texas Commercial Auto Filing Form MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing in the State of Texas. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents that you are legally responsible for.
The MCS-90 is not filed with the Federal Motor Carrier Safety Administration (FMCSA). The BMC-91 or BMC-91X filing is submitted to the FMCSA as certification that the MCS-90 endorsement has been issued.
Unified Carrier Registration Filings, the UCR (Uniform Carrier Registration) Plan replaced the SSR (Single State Registration System) September 2007. It simplified the payment of multiple state fees by allowing private motor carriers and for-hires, brokers, leasing companies and freight forwarders to submit their financial responsibility information and a registration fee to a single state.
Under the UCR Plan, motor carriers conducting interstate operations must be registered in a base state. Your base state is the state in which the largest number of your vehicles operate during the year.
If your base state is one of the participating states, you must register in that state. Exempt and private who were not required to register under the SSR must register in a base state under the UCR Plan.
The registration fee paid to your base state will be shared between all the states in which you operate.
The UCR Plan does not affect a state’s regulation of intrastate trucking within that state, including its motor carrier financial responsibility laws for intrastate trucking.
Texas does participate in the UCR Plan. If you are based in another state, states that participate in the UCR Plan can change over time. Call 1-888-806-9598 for help determining if your base state participates in the UCR Plan and to learn more about state truck filings.
If you need insurance with an MCS-90 filing, please contact our office at 512-339-2901 for more information, a quote or to purchase on insurance policy with the state filing. We are local Texas Progressive agents, but also offer a variety of coverages with other preferred carriers, including business auto insurance, general liability insurance, cargo insurance, general business insurance and more.
Austin Insurance Group has put together a list of Insurance Tips to Help you Save money on your car insurance.
Insurance Tips from Austin Insurance Group
Tip 1 – Bundle Auto and Home Insurance
Bundling your auto insurance policy with a renters or home policy can save you money.
Tip 2 – Compare rates with Multiple Insurance Companies
Insurance rates can vary significantly from one insurance carrier to another. With, Austin Insurance Group, a local independent insurance agent, we can help you avoid overpaying, by comparing rates from all of the top-rated insurance companies that we represent including Progressive, Metlife, Mercury, Hartford, Travelers and more!
Tip 3 – Discounts, Don’t Miss Out!
If you have had any major changes in your life over the last year, such as a recent move, or bought a new home, changed jobs, you probably qualify for new discounts.
Tip 4 – Drop Coverages
If your car is paid off and 10 years or older, consider dropping comprehensive and/or collision coverage. If the value of your car has depreciated enough, you might be better off just carrying liability insurance.
Tip 5 – Increase Your Deductible
Another way to cut your insurance rates is to increase your deductibles.
Tip 6 – Check Your Odometer
If you drive less than 14,000 miles a year on average, you may be able to save money with a program such as Snapshot by Progressive.
Tip 7 – Make a Commitment
If you’ve found a great policy, consider a 12-month premium option if available or sign up for an automatic bank draft. This could save you money!
Additional Tips:
Getting married? Believe it or not, young married couples pay less for car insurance than single people, up to 28% less.
Pay your bills on time – Insurance companies may check your credit-based insurance score because it tells them if you are financially responsible and how well you manage your obligations.
Your Driving Record – If you have a ticket or claim that’s over 35 months old, it may be time to reshop.
Additional factors that impact the cost of car insurance include:
competition among insurance companies
the number of uninsured drivers in your county
natural disasters
state insurance laws
Contact Austin Insurance Group, your local agent, to review ways to save on your car insurance.
The suburbs are often a first choice for homeowners who want to work in the city while maintaining a backyard and plenty of space. But what are the Texas Home Insurance Costs to live in the suburbs?
As it turns out, you could pay up to three times as much for coverage than the owner of a comparable house in another suburb, depending on where you live. Natural disaster risks, local building costs, and the area’s loss history have a lot to do with the cost.
The following areas were included in this study and rates are based on a 3 bedroom/2bath 2,000-square-foot brick home.
10) Arlington (Dallas), Texas
Average Premium $1,761
Dallas’ suburbs are the most expensive areas to insure a home in Texas, and in the US. Why? Because the Dallas area has experienced high property damage costs for the past 10 years ($1.601 billion in repairs) and ranks high in total FEMA declared disasters. In some areas, insurance premiums may be even higher because of the flood insurance requirements.
9) Lakewood (Denver), Colorado
Average Premium $1,379
Denver experiences something called the Denver Convergence Vorticity Zone, an area susceptible to tornadoes, high winds, and other extreme weather.
8) Highland Park (Chicago), Illinois
Average Premium $876
Highland Park experiences temperature swings and storms (wind, snow and ice that can be crippling in the winter) and they have high construction costs. For example a home in this area with a $352,000 replacement cost, would cost only about $250,000 to replace in another area. This has a huge impact on premiums.
7) Franklin (Nashville), Tennessee
Average Premium $844
FEMA has declared 16 natural disasters for the area in the past 10 years ($1.593 billion in property damage losses from thunderstorms, tornadoes, and other disasters). But local construction costs are lower than in other parts of the country, so the homes in the area don’t require as much dwelling coverage as they would in other cities.
6) Hudson (New York City), New York
Average Premium $837
Hudson experiences lower property damage costs and fewer total weather events. However, it also has the highest number of major disaster declarations by FEMA and some of the highest local construction costs.
5) Merion Station (Philadelphia), Pennsylvania
Average Premium $704
FEMA only declared 17 total disasters for Pennsylvania in the past 10 years and Pennsylvania typically sets low rates statewide. However, they do have relatively high construction costs which may counteract some of the low risks involved.
4) Alamo Heights (San Antonio), Texas
Average Premium $702
Texas typically has higher statewide rates because it is vulnerable to every major natural disaster: tornadoes, thunderstorms, hurricanes, wildfires, drought, and even earthquakes, causing property damage and with considerable insurance risk. However, Alamo Heights is one of the least expensive areas for home replacement costs. This means homes in the area require less dwelling coverage, so rates are typically lower.
3) West Hollywood (Los Angeles), California Average Premium $684
West Hollywood frequently experiences dry spells and droughts don’t generate many insurance claims. The Los Angeles area has only experienced nine natural disaster days with injury in the last 10 years. They do have high replacement costs compared with the same home in other cities (3 bedroom/2 bath 2000sf brick home: $388,000).
2) Chula Vista (San Diego), California
Average Premium $628
Chula Vista has a low frequency of major natural disaster declarations by FEMA, they have a low crime rate and Mediterranean-style weather. Residents might be required to purchase either earthquake or flood insurance or both, which will cause rates to increase.
1) Mesa (Phoenix), Arizona
Average Premium $555
Mesa is in the Sonoran Desert, so it’s hot but not as prone to violent storm damage. Of the states evaluated, Arizona had the lowest statewide rates. However, high winds, wildfires, and even floods can impact Arizona. A standard home insurance policy excludes coverage for flood damage, so a separate flood insurance policy, may be required. Mesa had a low number of major disasters and low insured losses, which help to keep the insurance rates down.
How does your suburb compare? In general, if your area has a history of large insured losses, a high risk of natural disaster, and higher than average building costs, your premiums will be effected.
Rates change all time, based on natural disaster risks, local building costs, and your area’s loss history. So you may save some money by comparing rates and reviewing your coverages on a regular basis. Let one of our experts help.
Compare Rates in Texas
Compare Rates in Other States
Data Sources:
1. Insured loss risk was tabulated from the Verisk Analytics ISO Property Claim Service Map. A rating of 1-10 was assigned based on the risk designations.
3. FEMA major disaster declarations from 1/1/04 to 1/1/14.
4. Total cost of property damage from 1/1/04 to 1/1/14: NOAA National Climatic Data Center Storm Events Database.
5. Total weather event days with personal injury or death from 1/1/04 to 1/1/14: NOAA
6. Dwelling Coverage (Coverage A) was calculated by comparative rater quoting tools, using one standard home size in each suburb analyzed. (3 bedroom/2 bath, 2000sf brick home)
7. Average premiums were compared with up to four carriers in each location by comparative rater quoting tools.
Buy Progressive Landscapers Insurance today and save!
Austin Insurance Group – Local Agent
Progressive Landscapers Insurance, truckers, contractors and more
We’ve expanded bill plans and updated rates.
More bill options – We have more bill plan options to help you.
Our installment bill plans are back–we’re lifting bill plan restrictions for all For-Hire Transportation risks.
Find out about our new seasonal bill plans. You can pay monthly up front and leave the remaining months bill-free.
New electronic funds transfer (EFT) bill plans.
Physical Damage Only (PDO) coverage returns We are now accepting PDO policies in our For-Hire Transportation program. Our PDO coverage is perfect for seasonal businesses that store vehicles for prolonged periods. This coverage is sold as an endorsement to our Truck and Tow policies rather than as a separate policy, saving you time and money and closing potential gaps in coverage.
NOTE: PDO risks that have a filing with another insurance carrier and two or more Vehicle or Driver Out of Service violations in the prior 24 months are not eligible.
We recently lowered rates on farmers, landscapers, wholesale trades and contractors Including the follwoing Texas businesses:
Artisan contractors
Farmers
Landscapers
Wholesale trades
Hotel shuttle services
And more
Get more details today – contact our commercial sales representative:
Cheap Home Insurance is Not Always the Best Choice
You may be able to purchase cheap home insurance online directly with an insurance company, you may be able to purchase it with your mortgage company, a local bank or a wholesale club, but they may not always know about all of the discounts, coverages, replacement costs, or endorsements for your area. They may not have your best interests in mind and where will they be at the time of a loss?
Buy Home Insurance from a Local Insurance Agent
Our expert local agents will help you protect your assets. There’s alot to consider when purchasing Texas Home Insurance. Find out more about the policy coverages, endorsements and discounts that are available to you and let us help you compare. Our agents would be happy to review your current policy, or any quotes that you have. We take the time to explain the options and coverages that are available to you to help you make an informed decision. Your home is probably one of your most valuable assets. Don’t skimp when it comes to protecting it.
Don’t buy Cheap Home Insurance without knowing what you are getting. Price is a factor, and we will help you find the best plan for the lowest price. You don’t want to find out that your policy is missing a coverage after a loss.
Remember, when shopping for insurance, cheap home insurance is not always the best insurance. Get a local agent today.
Get a Home Insurance Quote Online…
then Contact our Local Agent – Austin Insurance Group!
Contact Austin Insurance today for a review of your home insurance to make sure you are getting the best plan. Don’t be under-insured when it come stop a loss.
