As residents of one of the fastest growing cities in the country, Texans who call Austin home have an Austin auto insurance provider that offers affordable coverage quickly and easily – Austin Insurance Group, located on Burnet Road between Highway 183 and the Domain. Offering the best auto insurance 78758 rates in Austin Texas since 1994.
Austin Auto Insurance Coverage
Austin Insurance Group knows that the insurance coverage you need will depend on several factors:
Your driving history
The type of car you own
The zip code where you live
Check out a few of the Austin auto insurance coverages options below to determine which type of coverage you need.
Finding affordable Austin car insurance rates should be simple. That’s why Austin Insurance Group offers flexible payment plans and affordable coverage.
Austin Insurance Group makes it easy to save on auto insurance with the best rates in Austin, Texas. We can help you find the best rates on auto insurance Texas, Home Insurance and business auto Insurance. Get an instant, online auto insurance quote. Then let us compare rates with over 30 different companies. Best Auto Insurance Rates anywhere in the state. Best doesn’t always mean the cheapest. And cheapest isn’t alway the best. Call today and find out why! Auto Insurance Austin Tx!
Call for a fast, easy and free quote!
Austin drivers, as well as customers from the surrounding areas, have chosen Austin Insurance Group to save money on car insurance since 1994. You will be glad you called Austin Insurance Group if you are looking for the best insurance rates. When you have a claim, you’ll want the best possible coverage you can afford.
We offer multiple discounts on car insurance, home and auto insurance bundles.
Austin Insurance Group offers the best liability insurance rates in Texas.
What’s in the News: The TexasSure Program is in Full Force
In Texas, 20% of the vehicles on our roads have no insurance coverage. That’s 1 in every 5 cars and trucks. Law-abiding Texans are paying an estimated $1 billion annually in optional insurance coverage to protect themselves against uninsured and underinsured motorists.
If you are one of the uninsured motorists, you can avoid a ticket in the mail by purchasing auto insurance today.
What Is TexasSure – Vehicle Insurance Verification?
TexasSure, the vehicle insurance verification program is a system to reduce the number of uninsured motorists.
TexasSure has compiled a database that connects every registered vehicle in the state by its license plate, vehicle identification number (VIN), and liability insurance policy.
That means that law enforcement officers and tax assessor-collectors can immediately access the database and verify if you are driving without insurance.
Got insurance? Great, you’re good to go and there’s nothing else you need to do.
Driving without insurance? The TexasSure program will put an end to the days of uninsured motorists, drivers dropping coverage after receiving a valid insurance card, and fraudulent insurance cards. So, don’t get a ticket, get insured!
Austin Insurance Group offers some of the best auto insurance Austin Tx rates in the state.
Progressive Insurance has always lived up to its name by being one step ahead of the insurance industry.
We find new and affordable insurance solutions to your insurance needs.
Progressive began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates online.
Progressive continues to find better ways to serve you with our new and personalized programs. Compare auto insurance rates today and save!
Tips: Compare Auto Insurance Rates
Liability – Increasing your limits to 50/100/50 costs less than you think! Try to include at least 50/100/50 limits on your policy.
Uninsured Motorist – Almost 25% drivers in Texas who have no insurance! And the ones that do only carry the minimal limits of 30/60/25. Make sure you are protected from them.
Personal Injury Protection – This coverage must be rejected in writing. The coverage pays for medical payments and lost wages, for you and your passengers, or you and all insureds even when walking down the street or on a bike.
Medical Payments – Use this to cover your health insurance deductibles. If you have high health insurance deductibles, carry the same amount or higher limit on your auto insurance.
Comprehensive – Choosing a lower deductible usually doesn’t cost that much. This covers glass breakage, hail, vandalism or even when you hit an animal.
Collision – What can you afford to pay if you are involved in an accident? You will be responsible for the deductile before any damages are repaired.
Roadside Assistance – What if you lock your keys in your car, run out of gas or just need a jumpstart? This coverage is not just for towing.
Rental Reiumbursement – If you’re car is in an accident, will you have other transportation while it’s being repaired? This would provide you a rental care while your car is in the shop.
SR22 Quote – online or call our #1 Progressive local agent.
Where can I get an SR22 quote? Get your sr22 quote from your local insurance agent. If their rates are too high or they will not provide coverage, call Austin Insurance Group. We provide Progressive SR22 filings for every state. Call 512-339-2901 with any questions. You can start your Progressive SR22 Insurance quote online, then our local agent will verify rates, discounts and coverages to find the best plan for you.
SR22 is proof of insurance it IS NOT auto insurance. Financial Responsibility Insurance Certificate. The SR22 insurance provides official verification. Verifying that a driver has car insurance policy meets the minimum liability insurance requirements. In Texas, the minimum liability insurance requirements are the following: (30/60/25)
$30,000 to cover bodily injury or death of one person in a car crash.
$60,000 to cover bodily injuries or deaths of two or more people in a motor vehicle accident.
$25,000 to cover damages incurred to any property from an auto accident.
We can shop for you and help you save money. When shopping for affordable Texas car insurance remember that what companies offer varies greatly.
With insurance from Austin Insurance Group you get extras, including our concierge level of customer service from a local agent, excellent claims service from A-Rated Insurance companies, annual reviews and re-shopping for you at renewal or when your needs change to find the best plan and coverage, at no extra charge.
Does your agent offer the same? Think about your goal: Does affordable car insurance mean the cheapest price, or does affordable car insurance mean getting the most for your money?
Consider these things during your search for car insurance coverage:
•How much coverage do you need?
Planning your insurance budget involves knowing what you need and what you want, then choosing your coverages based on how much you can pay. If affordable car insurance is your goal, make sure you choose coverages that meet your needs. Pay attention to insurance limits, too. For the same cost, some companies may offer higher limits while others may offer lower limits.
•How much can you pay out of pocket if you have a claim?
Affordable car insurance can include optional coverages — Comprehensive and Collision, Uninsured Motorist, etc. — that protect your vehicle if it’s damaged. With these coverages, you choose a specific amount — your deductible — to pay out of pocket if you use these coverages. Make sure you can afford to pay your deductible if you have a claim.
•Do you have coverage through another source?
If you want affordable car insurance, make sure you’re not paying for the same things twice. Think about whether or not you have the same or similar coverage through other non-insurance avenues. For instance, if you have a car warranty or AAA, you may have towing coverage for breakdowns. If so, you may not need Roadside Assistance coverage on your auto insurance policy.
•What are you getting for the price?
What you pay is only one aspect of affordable car insurance. What you get from it is just as important. Shopping for affordable Texas car insurance means comparing quotes and seeing what you’ll pay for coverage from different companies, so choose similar limits across all quotes to make apples-to-apples comparisons. You may find that some companies charge more for car insurance than others. Also consider factors such as accessibility, customer service, claims handling, etc., to see who offers what you want. Austin Insurance Group | Local Texas Auto Insurance Agent | 512-339-2901 | Affordable Texas Car Insurance
Purchasing auto insurance can be confusing. Knowing some car insurance facts can help you make the right choice.
Below are six car insurance facts to help you plan and possibly save you money:
1. Car Rental Insurance
We’ve all experienced the insurance pitch at the rental car counter. The agents encourage you to purchase car rental insurance, referred to as a collision damage waiver (CDW). Rental car agents often receive incentives to sell it. The good news is that you usually don’t need to purchase it, assuming you have full coverage on your own car, which commonly includes comp and collision.
If you are driving a vehicle with liability only, have a “limited” policy or no insurance coverage at all, CDW will be required. Many credit card companies offer rental car insurance protection as long as the entire rental car transaction is charged to that specific card. So, make sure to check with your credit card company or personal auto insurance company before denying CDW coverage
2. Lending Your Car to A Friend Could be Costly
If you lend your car to a friend and they have an accident, it’s your responsibility. Even if they have their own insurance, it usually only covers damage to the other vehicle, not yours. So, you will have to file a claim with your insurance company, not your friend’s AND you’re also responsible for your deductible. This type of accident could possibly raise your rates, even if you were not in the car. So think twice before handing over your keys.
3. Your Credit Score
Your credit score is reviewed by your auto insurance company. Statistically speaking, you’re more likely to file claims based on a shaky credit history. Ff you are responsible with your credit and make payments on time, you’re less likely to make regular claims. So your credit score plays a major role in determining rates. Usually credit score information may result in higher premiums, even if you have a perfect driving record and no accidents.
4. Will You Get Your Cars True Value?
If you get into an accident and your car is “totaled,” it’s your insurance company’s responsibility to provide you with enough money to purchase an equivalent car. Every car is different, with things like mileage, condition, and repairs play a vital role. You should always keep a documented vehicle history, so you can present repair and maintenance receipts in the event of a dispute. Make sure the amount you and your insurer settle on includes sales tax for the purchase of your replacement automobile. This is sometimes left out by insurers, and replacing your car should not come with additional tax costs. If you have a classic car make sure you have classic car insurance that provides replacement value coverage, otherwise you’re putting your investment at risk.
If you get into an accident and your car is deemed repairable, make sure to ask for diminished value compensation. This will pay you for the loss of market value that your vehicle incurs due to the accident and repairs. Once your car has been in an accident the value goes down, even if completely repaired to like new condition. Most people don’t want to risk purchasing a car that’s been in a major accident, and this substantially hurts your re-sale value. It’s always a good idea to check with the car insurance company to see if they offer diminished value, prior to purchasing a policy.
5. Marital Status
If you are single, divorced, or even widowed, your marital status can affect your auto insurance premium. Many auto insurance companies give discounts for being married because statistics show that unmarried individuals are more prone to accidents.
6. Where You Live
Your zipcode is one of the major considerations your auto insurer looks at when determining your rates.
Living in urban areas can greatly increase the rates you pay for auto insurance. The chance of accident or auto theft are significantly lower in rural areas. Whereas, things like limited parking, traffic, and larger numbers of uninsured motorists are factors for individuals living in the inner city. Some areas may result in auto insurance rates that are more than double their rural counterparts. It’s unfortunate, but expect to pay more if you move to the city. And if you have a choice, compare insurance rates in different zip codes to see how much of a difference it makes.
If your business is required to have a Texas Interstate Truck Filing or State filing form, we can help you. Here is a list of the Texas Interstate Truck Filings required by the Texas Department of Transportation. TxDot. Have your state filing number available when you call for a quote. (Apply for TXDMV number here). Local office, Austin Insurance Group, 9705 Burnet Rd #314, Austin, Texas 78758. Call today 512-339-2901.
Form E Filing
A Form E filing certifies that your Liability insurance complies with your state’s financial responsibility laws. Form E is submitted to TxDot.
Form F
Form F filing is an endorsement to your policy that conforms it the the Texas financial responsibility laws.
Order E Forms and Insurance Rates Today
Form H Filing
A Form H filing guarantees that you have sufficient Cargo Liability insurance and is submitted to TxDot.
(A Form H filing is not available in all states and situations.)
Form K Filing
A Form K filing is used to cancel a previous state filing and is submitted to the state agency that regulates motor carrier financial responsibility in your business’ home state.
If you need a quote with a state or federal filing, call our office at Austin Insurance Group at 512-339-2901 for a competitive quote and great service.
Effective January 17, 2015, TxPROS will no longer offer Temporary Permits (registration). TxDMV’s new online temporary permit system allows temporary permits to be ordered or visit one of the TxDMV Regional Service Centers. To access the new system or for more information, click on this link or visit our Temporary Permit page.
Get a fast, free business auto insurance quote now!
available when you bundle your Progressive auto and home
available on your Progressive commercial auto insurance policy as an endorsement.
How does it work?
It can eliminate or reduce the Progressive Home Advantage deductible, up to the amount of the auto deductible, when a covered loss affects both policies.
You pay your auto deductible as you normally would on an auto claim
Progressive adds the value of your auto deductible to your home insurance estimate and reimburses it as a part of your coverage disbursement.
Deductible Amounts and Other Details
A deductible is the amount that you agree to pay out of pocket when you have a claim. If you have a tractor and a trailer on your policy, you must select deductibles for each of them.
The Single Deductible endorsement applies to Physical Damage insurance, which includes Collision insurance, Comprehensive insurance, and Fire and Theft with Combined Additional Coverage insurance.
Please contact our Local Progressive agent in Texas, Austin Insurance Group, for specific insurance coverage or to learn more about them and how deductibles apply to them.
Restrictions and Exceptions:
The Single Deductible endorsement is a free benefit automatically provided to all Progressive Personal auto insurance policies.
Is my personal information shared?
No. We don’t share or sell your personal information with other companies for their marketing purposes.
How can I protect myself from e-mail phishing and fraud?
We are committed to earning your trust and protecting your privacy. Do not open unsolicited email attachments or links and never give out your passwords or account numbers to anyone over the phone or by email unless you know who they are.
Here’s how to protect yourself.
Get serious, not scared. Don’t let the horror stories freak you out. …
Place security freezes and fraud alerts. …
Secure your devices. …
Keep an ID-theft file. …
Review all your personal data files. …
Stop unsolicited credit-card offers. …
Monitor accounts often. …
Respond rapidly.
Paperless Discount
When you go paperless with Progressive, you can pay your bills online, renew online, and receive policy updates via email. And you can even receive a discount, just for signing up. When you elect the paperless option mid-policy period, the discount will be effective on the day you confirm your paperless preference via the company Web site. If the insured requests that policy documents be sent by conventional mail, the discount will be removed.
“Join 4 million Progressive Customers and go Paperless.”
If you get into an accident and your car is “totaled,” it’s your insurance company’s responsibility to provide you with enough money to purchase an equivalent car. Every car is different, with things like mileage, condition, and repairs play a vital role. You should always keep a documented vehicle history, so you can present repair and maintenance receipts in the event of a dispute. Make sure the amount you and your insurer settle on includes sales tax for the purchase of your replacement automobile. This is sometimes left out by insurers, and replacing your car should not come with additional tax costs. If you have a classic car make sure you have classic car insurance that provides replacement value coverage, otherwise you’re putting your investment at risk.
If your business is required to have a Texas Interstate Truck Filing or State filing form, we can help you. Here is a list of the Texas Interstate Truck Filings required by the Texas Department of Transportation. TxDot. 
